Unoccupied home insurance

Whether you’re moving home but awaiting the sale of your old property, or you are in between tenants on your rental property getting the right unoccupied property insurance is important.

At CanCanCover.com you can compare unoccupied house insurance quotes from a range of specialist providers who understand the type of cover you need and can offer competitive premiums.

There can a be a number of reasons why people need unoccupied home insurance in the UK including, sadly if a relative passes away and decisions about the ownership of the estate are being made. In this case the property still requires insuring, so it is imperative that unoccupied property insurance is taken out.

Property developers can also require unoccupied property insurance for their newly-developed properties that are without tenants or for property units that remain unsold.

Because a property is unoccupied, the chances of burglary, theft, vandalism and even squatters can be higher than a property that is regularly occupied by its owner or tenants.

CanCanCover.com partners can offer cover for properties which may become unoccupied for extended periods. As a rule of thumb properties that are unoccupied for more than 30 consecutive days in any one period are likely to need specific unoccupied property insurance.

Regular homeowners who plan to go away for an extended period of time longer than 30 days would be well advised to notify their insurer to ensure they are or can be covered.

CanCanCover.com also provides quotes for landlords who may also need unoccupied property insurance cover.